How to Prevent Online Fraud?
Online scams are endless, please be vigilant against any fraudulent behavior using chat tools.
Online fraud tactics are constantly evolving. Once you encounter situations like "high returns", "urgent processing", or "need to pay first", be sure to verify calmly and don't believe easily.
BatChat Statement
BatChat is a secure encrypted chat software, similar to WeChat and DingTalk, mainly providing users with chat and social functions. As an independent chat software, the BatChat APP does not belong to any platform. If you encounter someone impersonating BatChat customer service or contacting you in the name of BatChat APP, please first contact BatChat's only official customer service to confirm.
Online scams are endless, please be vigilant against any fraudulent behavior using chat tools, such as entertainment platform recharges, online loans, part-time刷单, cash back rebates, online lotteries, pornographic services, etc. If you encounter such situations, it is recommended to save relevant materials immediately, report to relevant platforms or institutions, and seek police assistance.
Case Introduction
Pig butchering refers to a type of telecom fraud where fraudsters use romance as bait to swallow victims' money using fake investment and financial trading platforms. In this scam, the fraudster is the "butcher", and the victim is the "pig" being slaughtered.
Fraud Steps:
Step 1: Find the pig. Fraudsters generally look for older men and women with certain economic foundations and emotional needs on dating and social platforms as targets;
Step 2: Raise the pig. Establish intimate relationships in the form of online dating, commonly known as "raising pigs". In this process, fraudsters will first package themselves as successful people with physical and mental health and career success, then get to know the victim, actively chat and care, gradually establish a relationship with the victim, and gain trust.
Step 3: Slaughter the pig. After the relationship stabilizes, fraudsters will induce victims to invest and make money with them. Initially, they will let victims earn a few small profits to taste the sweetness. Then they will induce victims to invest heavily, even encouraging victims to borrow money or take out loans, until the victim can no longer come up with money or discovers the fraud.
We solemnly remind everyone: Although pig butchering scams are disguised in the cloak of love and difficult to identify, as long as we are not blinded by temporary high interest rates, do not easily believe in investment and financial insider information released by strangers, do not easily download financial platforms that cannot be verified for legal compliance, and do not transfer money to unfamiliar corporate and personal accounts, we can effectively prevent such scams.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters will use various tactics such as collecting payments on behalf (running scores),刷单, purchasing QQ memberships at low prices, etc., to get victims to hand over their QQ account numbers and passwords, and finally defraud victims of their money through the password-free "continue sending" function of QQ red packets.
Fraud Steps:
Step 1: Prepare QQ number. Fraudsters will ask victims to prepare a QQ number under the pretext of needing it for running scores or刷单. This number needs to be real-name verified, bound to a bank card, and require the victim to send the QQ number and login password to them.
Step 2: Send QQ red packets. Fraudsters will ask victims to send red packets to their other QQ numbers or friends using the prepared QQ number, and remind them not to claim the red packets yet. If the amount sent is small, fraudsters will also claim it doesn't meet the risk control amount and ask victims to continue sending.
Step 3: Forward QQ red packets. After victims send red packets, fraudsters will log in to the victim's QQ, click on unclaimed red packets, and use the "continue sending" function to forward red packets to their own QQ for claiming.
We solemnly remind everyone: QQ red packets currently have a vulnerability where after entering the payment password for verification when sending red packets, using "continue sending" to forward red packets does not require verification again. Based on this vulnerability, fraudsters have designed various fraud "scripts" that are difficult to识破 one by one. What we can do is protect important personal information and carefully consider when asked to transfer, pay, or send red packets.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
This type of scam is similar to the "刷单" mentioned earlier, just a different name for the same套路, both requiring payment of deposits to earn commissions. Running score fraudsters will deceive victims' "deposits" under the guise of collecting payments for businesses and enterprises to earn commissions.
Fraud Steps:
Step 1: Register on running score platform. Fraudsters will lure victims who want to make money on forums,贴吧, part-time groups, social software, etc., then ask victims to download running score software, fill in personal information such as WeChat or Alipay accounts, bank cards, payment codes, etc., for registration.
Step 2: Pay deposit and start "running scores". After victims complete registration and pay the deposit, they can start running scores. Specifically, victims collect payments for the platform through their own receiving accounts. Whenever victims receive a payment, the running score platform will deduct the corresponding deposit while giving victims a certain percentage of commission.
Step 3: Induce victims to pay large deposits. How much commission can be earned from running scores depends on the order amount, and how large an order can be done depends on the deposit paid. Therefore, fraudsters will exploit victims' psychology of wanting to earn more commissions to induce them to pay large deposits for large orders or consecutive orders, and after receiving the deposit, fraudsters will suddenly disappear.
The above is just the most basic套路. To increase credibility, fraudsters may also pull victims into running score order-grabbing groups, making victims think many people are grabbing orders with them, while most people in the group are actually托.
We solemnly remind everyone: Running scores are essentially money laundering for illegal activities such as gambling, fraud, and pornography, which is illegal. Those promising "easy money, fat year, one mobile phone earning 500 daily and 10000 monthly" are basically scams. So we advise everyone not to take chances with running scores, whether becoming an accomplice to money laundering or being scammed, it's not worth it.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters will carefully design a complete set of pornographic service items, using连环 traps to deceive victims into paying various fees until victims discover they have been scammed or run out of money.
Fraud Steps:
Step 1: Spread pornographic advertising information. Fraudsters will first post large numbers of exposed and sexy female photos on various platforms, accompanied by various sexual innuendo content, some even directly stating they can provide door-to-door services to lure victims.
Step 2: Introduce "service items" and induce orders. After victims take the bait, fraudsters will list various service items and price lists, such as "flat terrain, upside-down golden hook,海底捞月...", plus some hot pictures and videos, stirring up victims until half their intelligence is gone, and they immediately place orders.
Step 3: Set连环 traps to defraud various fees. After victims select service items, fraudsters will ask victims to pay various fees for various reasons, such as service fees (prostitution fees), the lady's appearance fees, security deposits to ensure the lady's safety, etc. During this process, to increase credibility and prompt victims to pay, fraudsters will ask victims to open a hotel room, send the room card and room number, and inform them the lady is on the way or already downstairs.
We solemnly remind everyone: "Door-to-door service" scams are illegal for both fraudsters and victims. Don't lose money and commit crimes for a moment of pleasure. There are many pornographic fraud scripts, similar to door-to-door service scams, there are also one-on-one video chats, nude chats, and the best way to prevent being scammed is "self-respect and self-love".
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters will attract underage game players by claiming to crack anti-addiction systems or remove health systems to defraud victims of money or game accounts.
Fraud Steps:
Step 1: Spread information about removing game anti-addiction on various贴吧 and forums. Messages like "Yes, a classmate helped me remove it", "I was scammed before, then found a big shot to remove it" are so realistic that even people who have been scammed are confused and continue to be scammed.
Step 2: Ask victims to pay. Fraudsters will ask victims to pay service fees ranging from tens to hundreds of yuan first. If victims are suspicious, fraudsters will generally change strategies, promising to solve first and pay later, first asking for smaller amounts like phone fees or SMS fees, then step by step套路.
Step 3: After receiving victims' payments, fraudsters will disappear. During this period, to alleviate victims' concerns and buy time, fraudsters may also forge official emails.
We solemnly remind everyone: Online game health systems are connected to public security real-name verification. All players' real-name authentication information is compared and verified with public security authoritative data. Accounts verified as minors will be included in the anti-addiction health system and cannot be crudely cracked. Those online claiming they can remove anti-addiction for money are basically scammers.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters will attract victims in the name of online lottery, promising "take you to make money", "compensate if you lose", "get your money back", etc., but actually it's gambling.
Fraud Steps:
Step 1: Spread false information. Attract attention with beauty dating and high-return investments, promising "take you to make money", "compensate if you lose", "get your money back".
Step 2: Gain trust and induce recharges. Privately arrange for fraudsters to reveal platform insider information and vulnerability operations to victims, giving victims the illusion of guaranteed profits, using initial sweetness to make people relax their guard.
Step 3: Easy to recharge, hard to withdraw. The platform will create an illusion of hope for victims to withdraw, getting stuck on some detail during the operation, asking victims to pay deposits, unfreezing fees, etc., for further recharges. Sometimes there will be page errors or multiple failed withdrawal attempts, gradually draining victims' wallets through various scripts.
We solemnly remind everyone: Currently in our country, internet lottery sales have been explicitly banned. Online lottery is either fraud or gambling! Everyone must not buy lottery tickets on online platforms or mobile APPs.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters will lure victims into the trap with promises of unsecured, unguaranteed, low-interest, quick and easy processing of various loans.
Fraud Steps:
Step 1: Ask to register on a certain loan APP or website. Fraudsters will generally first ask victims to register on loan APPs or websites like "某某贷" or "某某金融", fill in relevant basic information, and apply for loan limits.
Step 2: Require payment of handling fees. After applying for loans, fraudsters will fabricate various reasons to ask victims to pay various fees. For example, platform fees must be paid before approval, bank accounts are frozen and require unfreezing fees, insurance fees must be paid before withdrawal, poor credit requires security deposits, etc.
Step 3: Ask to wait for withdrawal. After victims transfer various fees to accounts provided by fraudsters, they are generally told they can withdraw the loan after several working days. At this time, fraudsters are transferring money, canceling accounts, and doing收尾 work for the scam.
We solemnly remind everyone: When you need to apply for a loan, going to banks and formal loan institutions is the only correct choice. Do not easily believe in loan information sent through various phone calls, text messages, or chat software. Most importantly, formal loan institutions will not charge review fees, security deposits, or other fees before loan disbursement.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Such fraudsters usually falsely claim to be Taobao or JD.com customer service, using high commissions as bait to attract victims to advance payment of principal, which will be returned together with commissions after task completion.
Fraud Steps:
Step 1: Send purchase links to victims, requiring victims to place orders but "do not pay immediately".
Step 2: Fraudsters provide their own bank account numbers or payment QR codes, requiring victims to complete payment this way. After the first few payments, fraudsters will generally return the principal and commission advanced by victims to gain victims' trust.
Step 3: When victims complete several orders and request cash out, fraudsters will use consecutive orders or incomplete tasks as excuses, requiring victims to continuously pay for large numbers of orders, otherwise the previously paid money will not be returned, achieving multiple frauds.
We solemnly remind everyone: Part-time jobs online are basically not credible, especially those requiring payment of training fees, deposits, handling fees, agency fees, or advance principal. Absolutely do not believe them.
(Cases will be updated periodically, reminding everyone again to stay vigilant and beware of scams)
Anti-Fraud Guide
- When you see words like "part-time,刷单,刷分, loan, lottery, agency, cash back, winning, benefits, exchange, handling fees, security deposit", be sure to be vigilant.
- Don't easily click links sent by people you don't know, don't easily scan QR codes sent by people you don't know.
- Don't send your social account information, shopping payment account information, bank account information, payment codes, or received verification codes to people you don't know.
- Be vigilant when asked to transfer, pay, recharge, pay handling fees, or advance principal first before providing corresponding services.
- Never believe anyone claiming to be an internal employee of a certain company or platform. Please first contact their official personnel to confirm.
- If friends, relatives, or leaders request borrowing money or making payments, it's best to confirm in person with them. Don't rashly transfer money.
- Never respond to anyone claiming to be an online store, company, or website customer service saying there were operational errors, order problems, or account freezes.
- Never make payments if public security, procuratorate, or court personnel ask for payment of debts. Please verify and confirm first.
- When people you don't know ask to add other contact methods or chat on other platforms, please consider carefully.
- Never transfer money to those who establish relationships in the name of making friends and then ask for money under the pretext of being short of money.
Online scams are endless, please be vigilant against any fraudulent behavior. If you encounter such situations, it is recommended to save relevant materials immediately, report to relevant platforms or institutions, and seek police assistance.
